The Latte Factor

Zoey is a twenty-something New Yorker working her dream job but drowning in debt, convinced she'll never get ahead. When her boss suggests she talk to Henry, the elderly barista at her neighborhood coffee shop, Zoey learns his "Three Secrets to Financial Freedom" — and discovers over one transformative week that she already earns enough to secure her future, if she makes a few small shifts in how she spends it. A parable-style guide to personal finance from David Bach and John David Mann.